Osa Land Office
"We Have You Covered"
Puerto Jiménez · Costa Rica · Est. 1990
★★★★★
35 Years · 230+ Transactions · Est. 1990
Costa Rica Buyers Guide 2026 · No BS · Just Facts
What You Think You Know
About Buying Property in Costa Rica
Is Probably Wrong.
35 years. 230+ transactions. Jeff Lantz gives you the real story — free.
✓ 100% Free
✓ Instant Delivery
✓ No Obligation
✓ Data-Backed
₿ Buy with Bitcoin?
🏦 Finance Options
🌊 Beachfront Law
🔑 Right Agent
💰 Agent Fees
💵 Closing Costs
🛂 Foreigners Buy?
⚖️ The Real Law
Osa Land Office · Costa Rica 2026
🇨🇷 Costa Rica
Buying Property in CR What They Won't Tell You Online
2026
The Real Story:Buying Property in CR What They Won't Tell You Online
Buy with Crypto / Bitcoin
Financing for Foreigners
Beachfront Property Law
True Commissions & Costs
How to Spot a Bad Agent
OSA LAND OFFICE
Est. 1990 · Puerto Jiménez
Est. 1990 · Puerto Jiménez
🌿
FREE
Can foreigners own property in Costa Rica? Yes — the Costa Rican Constitution guarantees equal property rights for nationals and foreigners alike.
Buy with Bitcoin? Legal — but it must go through SUGEF-compliant channels. The full process is covered in the guide.
Finance options for U.S. & Canadian buyers do exist — international lenders, seller financing, and deed of trust structures. Full details inside.
Beachfront law — the rule everyone misunderstands. One wrong assumption can cost you everything.
Zero mandatory agent licensing in CR. Anyone can sell. 7 criteria to identify a real professional before you commit.
Commissions paid by seller. Closing costs, transfer tax, notary fees, and capital gains — nothing hidden. Scan the guide for the full breakdown.
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Instant delivery. No fluff. Straight answers Jeff has given buyers for 35 years — all in one place.
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Updated for 2026 — crypto laws, new finance options & Osa Peninsula zoning changes.
What's Inside the 2026 Guide
📄 Full details in the guide
Most information online about buying in Costa Rica is confusing, incomplete, or simply wrong. As of 2026, Costa Rica still has no mandatory licensing for real estate agents — meaning anyone can call themselves an expert. This guide is built from 35 years of on-the-ground transactions. Use it as your compass.
NEW 2026
Buying with Bitcoin or Crypto
Is it legal in Costa Rica?
SUGEF compliance & AML requirements
KYC process explained
How to avoid frozen closings
Fintech vs. OTC — fee comparison
Financing Property in Costa Rica
📄 Full details in the guide
Is it really cash-only? (No.)
International lenders for U.S. & Canadian buyers
Seller financing — how it works
Deed of Trust / Fideicomiso structures
Real terms, rates & closing timelines
Can Foreigners Buy Property?
📄 Full details in the guide
Constitutional property rights for foreigners
Titled land — own it in your personal name
Living part-time on a tourist visa
S.A. vs. SRL corporate structures
When a corporation makes sense (and when it doesn't)
Beachfront Property — The Real Story
📄 Full details in the guide
Maritime Zone Law 6043 (1977) explained
The 200m strip: public zone vs. restricted zone
Concessions vs. applications — a critical difference
Unzoned coastline & what it means for buyers
Wildlife Refuge overlaps & PNE designations
How to Choose the Right Agent
📄 Full details in the guide
Zero mandatory licensing — anyone can sell
7 criteria for a qualified professional
Why working with multiple agents backfires
What a good agent does post-sale
Why a lawyer alone is not enough
Commissions, Costs & Closing
📄 Full details in the guide
Who pays the commission — and how much
Transfer tax, stamps & notary fees explained
Capital gains tax — standard vs. pre-2019 option
Escrow — why it's now essential
Annual corporate & property tax obligations
Why It Matters Who You Work With
The Osa Land Office Difference
No governing board. No standardized MLS. No mandatory training. In Costa Rica, "everyone is an agent."
⚠️ Most Agents in Costa Rica
No mandatory license — anyone can call themselves a realtor
No physical office, no business license
Operating from outside the country on secondhand data
Commission-focused, not outcome-focused
No post-sale support once you sign
No SUGEF registration or AML compliance
✅ Osa Land Office
35 years on the ground · 230+ successful transactions
Physical office at Puerto Jiménez airport since 1990
Full legal CR residency since 1995 · SUGEF registered
Educate first · sell second — always
Post-sale guidance: caretaking, building, utilities
Co-founder Cecropia Foundation · JICA zoning chair
I wrote this guide because most buyers arrive with information that is confusing, incomplete, or flat-out wrong. Over 230 transactions, I've watched buyers win big and I've watched buyers get burned — the difference is almost always the same: nobody gave them straight answers upfront. That's my code. No sales pitch. My job is to get you into the right transaction, not just any transaction.
— Jeff Lantz, Osa Land Office · Puerto Jiménez, Costa Rica
35Years in CR
230+Transactions
1990Established
0Hidden Agendas
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SANSA Terminal · Airport Office · Puerto Jiménez, Osa Peninsula, Costa Rica
