Thank You — Puerto Jiménez Real Estate Information & Inquiry Received

Yes. Foreigners have the same property rights as Costa Rican citizens when purchasing titled property. The only restriction is within the Maritime Zone (first 200 meters from the tide line), where only concession property exists and requires residency or corporate structuring for legal ownership. Titled property outside the Maritime Zone has no ownership limitations.

Standard property tax is 0.25% of the registered value per year, paid to the local municipality. Some municipalities also charge a modest “solid waste” or maintenance fee. Luxury homes may fall under an additional tax tier based on valuation thresholds updated periodically by the Ministry of Finance.

Yes, provided proper due diligence is performed. Costa Rica maintains a centralized National Registry where title history, boundaries, encumbrances, liens, and ownership can be verified. Professional legal review and updated surveys are standard safeguards.

Due diligence typically includes a National Registry title study, review of encumbrances, municipal tax checks, zoning certifications (Uso de Suelo), boundary surveys, water rights validation, and verification of corporate ownership if applicable. Timelines usually range from 7–14 days depending on property complexity.

Commission is customarily paid by the seller unless otherwise negotiated. Rates vary but typically fall between 5%–6% for residential property. Commercial or large land transactions may differ based on complexity.

Costa Rica does not require governmental licensing for real estate agents. However, reputable agents typically belong to professional organizations, use binding agency agreements, and maintain long-term track records with verifiable expertise in their region.

Choose an agent with verifiable local experience, transparent documentation practices, strong legal and due diligence relationships, and a history of successfully closing transactions in the area where you intend to buy.

Financing options exist but are limited for foreigners. Most international buyers purchase with cash or private financing. Some banks offer loans to foreigners with residency, documented income, or guarantees, though interest rates and processing timelines vary.

The market varies by region. The Osa Peninsula continues to see sustained interest in eco-tourism, conservation land, and low-density residential development. Inventory remains limited compared to other coastal regions, supporting long-term demand.

Costa Rica offers both public (Caja) and private healthcare systems. Private hospitals and clinics are available in metropolitan areas, while regional clinics serve rural zones like the Osa Peninsula. Many expats choose hybrid coverage using both systems.